ANNUAL BLOOD DRIVE - August 16th - Give blood and you could win $100.00 CASH! All donors will have their name entered into a drawing for a chance to win!

8 am - 12 pm at our Main Office in Ridgeland.

Did you know?

• Someone needs blood every 2 seconds.
• One pint of blood saves up to 3 lives.
• About 1 in 7 people entering a hospital needs blood.
• Only 37 percent of the U.S. population is eligible to donate blood - less than 10 percent do annually.
• 16 year olds are now able to donate blood with signed parental consent.

Sarah Dale Simpkins
2010 Young & Free
Mississippi Spokesperson

Sarah will be at the blood drive so stop by and meet our Young & Free Mississippi Spokesperson!

Come be a part of saving a life. See you there!

Refinance with MECU and Save!

Is your auto financed with another lender? Bring us the loan, we'll pay it off, and MECU will reduce your rate by 2.00% APR!

• No payments for two months!
• Extended loan terms!
• Affordable monthly payments!
• Quick, friendly service!

Call or stop by today!

*This offer applies to qualified borrowers on vehicle loans and recreational loans refinanced from other financial institutions. We will refinance loans as much as 2.00% APR (Annual Percentage Rate) less than their existing APR providing the refinanced rate is not less than established floors in place based on credit category. 

We invite you to become a fan of MECU's Facebook page. Login today by clicking here!

NEW FREE2B Checking!

Introducing our new package of services for the 25 and under crowd.

Open an account today and your name will be entered into a drawing for a chance to win a new laptop computer! Drawing will be held November 30th. Click HERE for more information!

HOW TO KEEP TABS ON YOUR CREDIT REPORT

Flogging Free Credit Reports No More
If you spend any time watching TV, you've probably heard a trio of guys singing about their credit woes and how their problems could have been avoided if only they had gotten FREE credit reports from a certain website. Read more by clicking HERE.

IMPORTANT FRAUD NOTICE!
Beware of ANY Emails, Phone Calls, or Text Messages that request your personal information.

There have been several incidents brought to our attention that fraudulent text messages have circulated recently requesting personal information. Please note this text message is an attempt to "phish" personal and confidential information and is not valid communication from anybody affiliated with Members Exchange Credit Union.

If you ever receive an email or text asking for personal information that references "Members Exchange Credit Union", please do not respond. Please be assured that Members Exchange will never initiate calls, send emails or text messages asking for personal information, such as social security numbers, ATM/debit card information, credit card information, address, etc.

If you do respond and give out any personal information, you should immediately contact us and also contact the Federal Trade Commission at 1-877-382-4357.

HOME EQUITY LOC
Perfect 4% APR

Perfect For:

• Paying off credit cards
• Paying for college
• Remodeling the house
• Consolidating debt
• Much more!

Get your Home Equity Line of Credit between April 1st and September 30th and you will be entered into a drawing for a chance to win a $250 Visa Gift Card. MECU will even pay your closing costs up to $500! Call or visit us today!

*Rates as low as 4.00% Annual Percentage Rate. Rate is variable and is subject to change quarterly based on Prime. Floor rate of 4.00%. Maximum APR that can apply is 21.00% Terms and conditions apply.

FREE Financial Education Seminar!

Consumer Credit Counseling Service in Jackson will be offering free seminars at 6 p.m. to the general public the first Tuesday of each month in 2010 at their office in the Fondren business district.

The seminars will last one hour, beginning at 6 p.m. at 3000 Building, 3000 Old Canton Rd, Jackson, MS, STE 550. (same building as Nick’s Restaurant.) Pre-registration preferred, but not required. Call Chris Burford at 601-362-7284 or e-mail chris.burford@cccsinc.org to pre-register or for questions.

SATURDAY HOURS!  

Our Pearl Branch is open Saturdays from 8:30 a.m. to 12:30 p.m.

We are staffed to serve all your needs, whether it be to cash a check, make a deposit, or apply for a loan.     

Protect Your Identity!

It is extremely important to never disclose any of your personal information over the phone or online, unless you have verified the authenticity of the individual or web site. 
 
Don't become a victim.   

Protect your Visa Debit Card online with a personal password.  Visa provides reassurance that only you can use your Visa card online, and added confidence that your Visa card is safe when you shop at participating online stores.  Click on the logo above to learn more. 

CU Owned/Foreclosed Property. Let our loss be your gain! Click here for more information.

Members Exchange & Magnolia FCU Spin to Fight Cancer

Take a Summer Break from your Loan Payment!

With MECU's Skip-A-Payment program, you can take a vacation from your loan payment(s) this summer. Click HERE to learn more!

Stock Market

Click Here for up to the minute Stocks.

SHARED BRANCH LOCATOR New iPhone application!

Locate a Shared Branching Service Center on the go by using the new locator application for the Apple iPhone. You can download it for free through the "App Store" on any iPhone or iPod Touch by searching CO-OP Financial Services or Find Branch.

MECU RECEIVES 5-STAR SAFETY RATING

Members Exchange recently received a 5-star safety rating from BauerFinancial, Inc. located in Coral Gables, Florida. The 5-star safety rating is the highest rating attainable from BauerFinancial (the Nation's Bank and Credit Union Rating Firm for over a quarter of a century). Not only has MECU earned a 5-star rating, it has done so for 20 consecutive quarters.

The 5-star rating is based on the overall financial condition of the credit union and indicates that, for strength and stability, Members Exchange is a great place to entrust your deposits.