Members Premium Checking 

Our premium checking account offers you a great deal of services. This account earns dividends and there is no limit to the amount of checks you can write. Free overdraft protection from your savings account or your LOC is also available.

There is no monthly service charge for the following:
     • Age 50 or older
     • Age 17 or younger
     • Maintain an average daily balance of $1,000 or more
*Otherwise, a monthly service fee applies.

In addition to these features you receive:

Duplicate checks (Additional Cost)
Overdraft Line of Credit (for qualified applicants)
Worldwide ATM / Debit card access
Direct deposit of payroll & social security checks
Dividends earned with an average daily balance of $1000.00 or more

• FREE - Homebanking
• FREE - Online Billpay
• FREE - Mobile Banking
• FREE - e-Alerts
• FREE - e-Statements

Eligible for Discretionary OOPS!™*
which can mean…
fewer returned check charges when you make
mistakes for more money than you have in your checking account

*Overdraft Privilege is a purely discretionary service and we are not obligated to pay any overdraft.  Not all accounts are eligible and restrictions apply.  For example, we typically do not pay overdrafts if your account is not in good standing or if you have too many overdrafts.  See our Occasional Overdraft Privilege Service Policy.  The categories or types of transactions that may overdraw your account include checks, in-person (teller) withdrawal, ATM withdrawal, or other electronic means.  Our normal non-sufficient funds or overdraft charge (currently $32.00) will apply to each item overdrawing your account and we reserve the right to require you to repay your overdrafts immediately or on demand.