Members Choice Checking

Compare the services & features of Members Choice Checking to any checking account at a traditional profit-driven bank, and you'll agree that Members Choice Checking delivers value.

Members Choice Checking account features include:   

• 2 Free boxes of checks per year
• Free home banking
• Free online bill pay
• Free Mobile Banking
• Free overdraft protection transfers from savings or line of credit loan
• Discounts on safe deposit boxes
• Dividends earned with an average daily balance of $1000.00 or more
• Additional Benefits:

• 10,000 Accidental Death & Dismemberment insurance coverage
• $35,000 common carrier insurance
• Credit card protection
• Identity Theft insurance
• Grocery coupon book
• Key ring registration
• Vision care
• Pharmacy card
• A host of travel & entertainment discounts

Monthly Service Fee     $9.95
(for members over 50)  $7.95

Eligible for Discretionary OOPS!™*
which can mean…
fewer returned check charges when you make
mistakes for more money than you have in your checking account

*Overdraft Privilege is a purely discretionary service and we are not obligated to pay any overdraft.  Not all accounts are eligible and restrictions apply.  For example, we typically do not pay overdrafts if your account is not in good standing or if you have too many overdrafts.  See our Occasional Overdraft Privilege Service Policy.  The categories or types of transactions that may overdraw your account include checks, in-person (teller) withdrawal, ATM withdrawal, or other electronic means.  Our normal non-sufficient funds or overdraft charge (currently $32.00) will apply to each item overdrawing your account and we reserve the right to require you to repay your overdrafts immediately or on demand.