Looking to buy a home or refinance?  As a credit union member, you can get special treatment.  Because our program offers three guarantees that make the process of applying for and getting a home loan faster, easter and more affordable.

It doesn't matter if you're looking for an adjustable or fixed rate loan.  And it doesn't matter if you're a first-time homebuyer with a small down-payment, or a retiree looking to downsize.  We'll work with you to find the loan that's perfect for your needs.

Members Exchange Credit Union is partnered with PHH Mortgage to provide the highest level of service to our members.  They guarantee that you will....

1.  Get a same-day loan decision or they will pay you $250.  Guaranteed!

2.  Get the best price or they will pay you $500.  Guaranteed!

3.  Close on time or they will reduce the interest rate.  Guaranteed!

It's easy to start.  Just call to speak with a credit union home loan specialist at (877) 202-3581.