Loan rates effective April 1, 2008 and are subject to change.

Loan Account Type Term Amount Financed Annual Percentage Rate Tools New & Used Vehicle 01 - 36 mos. Varies 5.50%  - 21.00%   New & Used Vehicle   37 - 60 mos.   Varies   6.50% - 21.00% New & Used Vehicle 61 - 72 mos. Varies 7.50% - 21.00% Loan Account Type Term Amount Financed Annual Percentage Rate Tools Miscellaneous Collateral Loans 01 - 36 mos. Less than $5,000  5.50%  - 21.00% Miscellaneous Collateral Loans 37 - 60 mos. $5,001 -$10,000 6.50% - 21.00% Miscellaneous Collateral Loans 61 - 72 mos. Greater than $10,000 7.50% - 21.00% Miscellaneous Collateral Loans 73 - 180 mos. Greater than $10,000 8.50% - 21.00% Risk Based: The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on your credit worthiness. You will be notified of the base rate for which you qualify when your loan request is approved. Lowest rates shown include matching floors.  *Members Exchange Credit Union will match other financial institution loan rates and terms on auto loans and miscellaneous collateral loans (verified) and will reduce that rate by .10%.  Floors are in place for matching rates and The Annual Percentage Rate (APR) is based on your credit worthiness.  Matching also applies to refinanced vehicles from other financial institutions. *Miscellaneous Collateral may include Motorcycles, ATVs, Watercrafts, Motor Homes, Travel Trailers, 18-wheelers, Farm Equipment, Heavy-duty Commercial Equipment, and Industrial Mowers. One-Time Application Fee (Per Plan): $25.00 Late Payment Charge: 4% of the monthly payment or $5.00, whichever is greater if the payment is received 16 days after the scheduled due date. Filing Fee: $5.00 For additional loan fees, click here.   Loan Application  |  Calculators   |   Consumer Loan Rates    |   Savings Rates   |   Share Certificate Rates