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Business Fees

Operational Fees

Service Fees
Closing Membership within 90 days $20.00
Rejoining within 90 days $20.00
Minimum Balance Fee
(No fee for the following: Members age 60 or older, age 17 or younger, no fee for new accounts for the first 6 months)
$5.00 per month if aggregate share balance is less than $500 on last day of the month
Dormant Account
(no fee if 17/younger)
(less than $100/no transactions for 12 months)
$15.00 per month
Money Orders $2.00 each
(Free to Relationship Pricing members)
Corporate check made payable to third party $5.00 each
Cashiers Check $10.00 each
Visa Gift Cards $5.00 each ($2.00 for Relationship Pricing members)
Wire Transfers
Outgoing wire or Incoming wire $20.00
Outgoing wire – non-member $30.00
International (incoming and outgoing) $40.00
Western Union – outgoing only $20.00
Credit Card / Check by Phone Convenience Fee $5.00
Credit Card / Check by Phone Returned Item Fee $35.00
Electronic Payment Convenience Fee (website) $5.00
Electronic Payment Convenience Fee (in person) $15.00
Share withdrawal (in excess of two per month) $15.00
Holiday Club withdrawal (in excess of one per year) $15.00
Vacation Club withdrawal (in excess of one per year) $15.00
Overdraft Transfer Fee
(Free for Choice, Premium & Free2B Ckg. & Platinum Relationship Pricing)
$10.00 each occurrence
ACH Debit/Non-sufficient funds $35.00
Return Item Fee $35.00
Account Inquiry $5.00
Check Deposit Verification Fee $5.00
Return Mail/Insufficient Address $10.00/month
Additional Statement Copy $5.00
Verification of Deposit Processing $10.00
Corporate Check Rush Stop Payment
(request received within 15 days)
$20.00
ACH / Pre-Authorized Stop Payment $30.00 per item
ACH / Pre-Authorized Stop Payment $50.00 per series
Third Party Deposited Returned Item NSF $10.00
Merchant Check Collection $25.00
Notary Fee (non-members only-free for members) $5.00
Research Fee $25.00 per hour
Redeposit Returned NSF item $10.00
Check Cashing Fee
(no fee with :MECU checking or aggregate share balance of $500 or more)
3% of check amount or $10.00 whichever is greater
Electronic Tax Filing – Federal $30.00
Electronic Tax Filing – Federal and State $40.00

MECU Anywhere – Internet Account Access Fees

Service Fees
PIN Reset (in excess of two) $5.00

ATM/Visa Debit Card Fees

Service Fees
Foreign ATM Withdrawal $2.50
PIN Replacement $5.00
Limit Increase Request Fee $10.00 per request
Card Replacement $15.00
Card Replacement – Rush Fee $50.00
Non-sufficient Funds/Overdraft Fee – Point of Sale (POS)/ATM $35.00
Card Abuse “Hot Card” $15.00

Loan Fees

Service Fees
Origination/Documentation fee Varies – ask for details
Over the Credit Limit Fee
(line of credit)
$35.00 per month
Skip-a-Payment $35.00 per loan
Line of Credit checks:
Non-sufficient Funds $35.00
Stop payment $30.00 per item
Stop payment $50.00 per series
Late Payment Fee
(if the payment is received 16 days after the scheduled due date)
4% of the monthly payment or $5.00, whichever is greater

Legal Fees

Service Fees
Tax Levy Processing $50.00
Garnishment Processing 10% of garnishment amount up to a maximum of $50.00
Collection Account
(C.U. initiated legal action)
$25.00
Subordination Agreement $100.00

Safe Deposit Box Fees

Annual Rental: Fees
3″ X 5″ X 21″ $25.00
3″ X 10″ X 21″ $35.00
5″ X 10″ X 21″ $55.00
Lost keys/drilling fee $150.00

Business Accounts

Service Fees
Paper Statement
(e-Statements are FREE)
$5.00 month

*All other applicable operational fees will apply to business accounts.

BizPay Online Bill Pay

Service Fees
BizPay On-line Bill Pay Free for 6-months, then $18.95 month
Non-sufficient Funds/Overdraft Fee $35.00
Stop Payment $10.00
Merchant Return $10.00

Business Prime Share

Service Fees
Excessive Withdrawal Fee
(ACH/electronic transactions are free)
First 2 withdrawals free per month/then $10.00 per withdrawal

e-Business Checking

Service Fees
Monthly Service Charge
(No fee if maintain average daily balance of $1,000.00)
$10.00
Clearing
(fee per checks / debit items cleared)
(ACH/electronic transactions are free)
First 100 debits/credits free/then 25¢
Deposits (fee per deposit item)
(ACH/electronic transactions are free)
First 100 debits/credits free/then 25¢
Overdraft Transfer Fee $10.00 per transfer
Cash Management (Sweep) Transfers First 10 sweeps free per month, then $10 per sweep
Non-sufficient Funds/Overdraft Fee $35.00
Stop Payment $30.00 per item
Stop Payment $50.00 per series
Share Draft copy $5.00
Starter Checks (4 checks) $5.00 per page

Business Money Market

Service Fees
Monthly Service Charge
(No fee if maintain average daily balance of $2,500.00 or more)
$10.00
Excessive Withdrawal Fee
(ACH/electronic transactions are free)
First 2 withdrawals free per month/then $10 per withdrawal
Deposits
(fee per deposit item)
(ACH/electronic transactions are free)
10¢ per check deposited
Overdraft Transfer Fee $10.00 per transfer
Non-sufficient Funds/Overdraft Fee $35.00