Free Checking that pays major cash back on debit card purchases
Kasasa Cash Back actually pays you money for using your debit card. It’s that simple. Get cash back when you buy gas, groceries, clothes, home-improvement items – anything you normally purchase with your debit card. Kasasa Cash Back recognizes the value of your business by giving you back what’s most valuable: money. That’s right. No points and no category restrictions. Just cash back in your pocket – where it belongs. You also get nationwide ATM fee refunds, and there’s no minimum balance required. Kasasa Cash Back. Do you Kasasa?
Kasasa Cash Back is perfect if you want:
- 2% Cash Back (up to $10) on debit card purchases that post and clear per monthly qualification cycle
- No minimum balance to earn rewards
- Nationwide ATM fee refunds (up to $10 per monthly qualification cycle)
- Free online banking
To earn the 2% cash back and receive ATM fee refunds, just do the following each monthly qualification cycle:
- Have at least 10 debit card purchases post and clear
- Have at least one ACH debit or bill pay transaction post and clear your account
- Access online banking
- Receive monthly e-statement
If there is a month you don’t meet the qualifications, don’t worry! There’s no penalty, and you still have free checking with no minimum balance. Plus, you’ll get right back to earning cash back on debit purchases and receiving ATM fee refunds the next month you qualify.
Kasasa Cash Back
*Minimum to open Kasasa Cash Back is $50. When monthly qualifications are met, you receive 2% cash back on debit card purchases that post and clear account during monthly qualification cycle. Qualifying transactions must post and clear account during monthly qualification cycle. Transactions must be $5 or more to qualify. Transactions may take one or more banking days from the date transaction was made to post to and clear account. “Monthly Qualification Cycle” is the next to last business day of the prior month through the next to last business day of the current month. Debit card transactions processed by merchants and received by the credit union as ATM transactions do not count towards qualifying debit card transactions. Only debit card transactions processed by merchants and received by the credit union as POS transactions count towards qualifying debit card transactions. Kasasa Cash Back rewards from Kasasa Cash Back are automatically transferred to Kasasa Saver on the last day of the statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $10 (up to $4.99 per single transaction) if qualifications are met within monthly qualification cycle. ATM receipt must be presented for reimbursement of ATM fees of $5 or more. Monthly direct deposit is required to have this account. Transfers between accounts do not count as qualifying transactions. Limit one Kasasa account per Social Security Number.
Eligible for Discretionary OOPS!™*
which can mean…
fewer returned check charges when you make
mistakes for more money than you have in your checking account.
*Overdraft Privilege is a purely discretionary service and we are not obligated to pay any overdraft. Not all accounts are eligible and restrictions apply. For example, we typically do not pay overdrafts if your account is not in good standing or if you have too many overdrafts. See our Occasional Overdraft Privilege Service Policy.The categories or types of transactions that may overdraw your account include checks, in-person (teller) withdrawal, ATM withdrawal, or other electronic means. Our normal non-sufficient funds or overdraft charge (currently $34) will apply to each item overdrawing your account, and we reserve the right to require you to repay your overdrafts immediately or on demand.