Fee Schedule
Operational Fees
| Service |
Fees |
| Membership within 90 days |
$20.00 |
| Rejoining within 90 days |
$20.00 |
| Minimum Balance Fee (no fee if age 60/older, 17/younger or new account for the first 6 months) |
$5.00 / month if aggregate share balance is less than $500 on the last day of the month. |
| Dormant Account (no fee if 17/younger) |
$15.00 / month (less than $100/no transactions for 6-months) |
| Money Orders |
$5.00 / each (Free if Relationship Pricing Member) |
| Cashiers Check |
$10.00/each |
| Corporate check made payable to third party |
$5.00 / each |
| VISA Gift Cards |
$5.00 / each ($2 for Relationship Pricing members) |
| Prepaid Debit Card |
$5.00 / each ($2 for Relationship Pricing members) |
Paper Statement Fee (no fee if age 60/older or 17/younger)
*New members will receive a two-statement grace period. e-Statements are required to open and maintain Kasasa accounts.
|
$2.00 |
| Account Maintenance Upon Member Request |
$10.00 |
Wire Transfers
| Service |
Fees |
| Outgoing wire |
$25.00 |
| Incoming Wire |
$25.00 |
| Outgoing Wire – non-member |
$30.00 |
| International (incoming & outgoing) |
$50.00 |
| Electronic Payment Convenience Fee (paid with debit card or ACH draft from another institution.) |
$4.95 |
| Electronic Payment Returned Item Fee |
$35.00 |
| Escheat Fee |
$50.00 |
| Share Withdrawal |
$15.00 (in excess of two per month) |
| Overdraft transfer (Free for Choice, Premium, Free2B, Kasasa Checking & Platinum RP members.) |
$10.00 per occurrence (free for Premium, Kasasa or Choice ckg.) |
| Holiday Club Withdrawal |
$15.00 (in excess of one per year) |
| Vacation Club Withdrawal |
$15.00 (in excess of one per year) |
| Non-sufficient Funds / ACH Debit |
$35.00 |
| Return Item Fee |
$35.00 |
| Account Inquiry Fee |
$5.00 |
| Member to Member Transfer |
$5.00 |
| Check Deposit Verification Fee |
$5.00 |
| Return Mail / Insufficient Address |
$10.00 |
| Additional Statement Copy |
$10.00 |
| Verification of Deposit Processing |
$15.00 |
| Corporate Check Rush Stop Payment (request received within 15 days) |
$30.00 |
| ACH Pre-Authorized Stop Payment |
$30.00 / per item |
| ACH Pre-Authorized Stop Payment |
$30.00 / per series |
| Third Party Deposited Returned Item NSF |
$15.00 |
| Merchant Check Collection |
$30.00 |
| Notary Fee (non-members) |
$5.00 (free for members) |
| Copying Fax Services |
$5.00 (free for members) |
| Research Fee |
$30/hour |
| Redeposit Returned NSF item |
$15.00 |
| Check Cashing Fee (no fee with MECU checking or aggregate share balance of $500 or more) |
5% of the check amount or $20.00 whichever is greater |
| Self-serve Coin Machine (Main Office) |
4.9% for members / 9.9% for non-members and for general members using the machine for business use |
IRA Fees
| Service |
Fees |
| Annual Fee |
$15.00 |
| Withdrawal Fee |
$35.00 (in excess of four per year) |
| IRA Direct Transfer Fee – outgoing |
$30.00 |
Money Market Account Fees
| Service |
Fees |
| Withdrawal Fee |
$15.00 (in excess of two per month) |
| Service Fee |
$10.00 / month (if balance falls below $2,500) |
| NSF Fee / Overdraft Fee |
$35.00 |
| Stop Payment |
$30.00 per item |
| Stop Payment |
$50.00 per series |
| Overdraft Transfer |
$10.00 each occurrence (free for Premium or Choice ckg.) |
Checking Fees
| Service |
Fees |
Kasasa Checking – Paper Statement Fee
(e-Statements are required to open and maintain Kasasa accounts. No fee for members age 60/older and 17/younger. New members receive a two statement grace period to enroll.)
|
$2.00 |
| Renew Checking |
$9.95 |
| Members Premium monthly service fee (no fee if age 50/older, 17/younger, maintain average daily balance of $1,000 or more) |
$10.95 |
| Members Choice monthly service fee |
$10.95 |
| Members Choice monthly service fee |
$8.95 (for members over age 50) |
| Non-sufficient funds / Overdraft Fee |
$35.00 |
| Stop Payment |
$30.00 / per item |
| Stop Payment |
$50.00 / per series |
| Share Draft copy |
$5.00 |
| Starter checks |
$5.00 per page (4 checks) |
| Inquiries on Cleared Checks |
$5.00 |
MECU Anywhere – Online Bill Pay Fees
| Service |
Fees |
| Non-sufficient Funds / Overdraft Fee |
$35.00 |
| Monthly Inactivity Fee |
$5.00 after 2 month with no activity |
| Stop Payment |
$10.00 |
| Merchant Return |
$10.00 |
ATM/VISA Debit Card Fees
|
|
| Foreign ATM withdrawal |
$2.50 |
| PIN Replacement |
$5.00 |
| Limit Increase Request Fee |
$10.00 per request |
| Card Replacement |
$15.00 |
| Card Replacement – Rush Fee |
$50.00 |
| Non-sufficient Funds/Overdraft Fee- Point of Sale (POS)/ATM |
$35.00 |
| Card Abuse “Hot Card” |
$15.00 |
| Balance Inquiry Fee |
$1.00 |
Loan Fees
| Service |
Fees |
| Loan Documentation Fee (charged to approved collateral secured and personal loans only) |
$25.00 |
| Over the Credit Limit Fee (line of credit) |
$40.00 per month |
| Skip-a-Payment |
$35.00 per loan |
| Line of Credit checks: |
|
| Non-sufficient Funds |
$35.00 |
| Stop payment |
$30.00 / per item |
| Stop payment |
$50.00 / per series |
| Late Payment Fee |
4% of the monthly payment or $5.00, whichever is greater if the payment is received 16 days after the scheduled due date. |
Legal Fees
| Service |
Fees |
| Tax Levy Processing |
$75.00 |
| Garnishment Processing |
10% of garnishment amount up to a maximum of $75.00 |
| Collection Account (c.u. initiated legal action) |
$25.00 |
| Subordination Agreement |
$100.00 |
Safe Deposit Box Fees
| Service |
Fees |
| Annual Rental: |
|
| 3x5x21 |
$25.00 |
| 3x10x21 |
$35.00 |
| 5x10x21 |
$55.00 |
| Lost keys / drilling fee |
$150.00 |
Do you have any questions about Members Exchange fees? Contact our office.