At Members Exchange, you can expect the best, and that’s why we offer a variety of credit cards to meet your needs.  Whether you carry a balance each month or want to be rewarded for everyday spending, we have a credit card that is right for you.  Save money with our low interest rates and no annual fees! If you have a Members Exchange Visa® Credit Card, you can now enroll in the new smsGuardian anti-fraud text alert notification service, which sends transaction alerts directly to your mobile phone or other SMS-enabled device.  For more information or to enroll in this service, click here.

Visa Platinum Credit Card

  • Low ongoing rate to save you money on everything you buy.
  • Save with an introductory 0% APR* on balance transfers for the first 6 billing cycles after your account is opened.  Click HERE to learn more.
  • After the introductory rate expires, continue saving with a variable interest rate as low as 10.25% APR based on the Prime Rate depending on how you meet our credit criteria.

Visa Rewards Credit Card

  • Earn 1 point for every $1 spent on qualifying purchases.
  • Choose from cash rewards, gift cards, travel discounts and more! Click HERE to learn more.
  • Save with an introductory 0% APR* on balance transfers for the first 6 billing cycles after your account is opened.  Click HERE to learn more.
  • After the introductory rate expires, continue saving with a variable interest rate as low as 13.25% APR based on the Prime Rate depending on how you meet our credit criteria.

Make your loan payment now! Click HERE.

Apply Now

EMV Chip Cards: Frequently Asked Questions

Notice: Due to an increase in Credit Card fraud, Members Exchange has blocked all Foreign Country credit card transactions to avoid security risks to your account. If you will be traveling abroad and need to use your credit card during a specified time period, please contact us at 601.922.3350. We apologize for any inconvenience.

*For additional information about Annual Percentage Rates (APRs), fees and other costs, please see our credit card disclosure and credit card agreement. APR=Annual Percentage Rate.  The rate is variable and is based on the Prime Rate published in the Wall Street Journal.  The rate is subject to change quarterly.  Members Exchange VISA® Platinum and Rewards credit card subject to credit application and approval.

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