Did you know…. Jackson has an estimated 1,352 experiencing homelessness on any given day, as reported by HUD. Of that, 112 were family households, 102 were veterans, 87 were unaccompanied adults (ages 18-24) and 279 were individual experience chronic homelessness. How can you help- Operation Warmth! What is Operation Warmth? Operation Warmth is a partnership […] Continue…
Q: The last few months have been rough on my finances and I’ve used my savings to get by. My emergency fund and savings accounts have dropped to zero. With my financial situation improving, though, I’d like to start building these up again. Where do I begin? A: Using emergency funds to survive prolonged unemployment, an unexpected […] Continue…
New social media platforms seem to crop up all the time. The media move at the speed of information, and it seems like overnight, the most popular apps went from complete unknowns to must-haves. Each new technology offers something fun and unique to users, which is why the popularity of these apps has attracted so […] Continue…
Apply for Loan Forgiveness If you received a PPP Loan through Members Exchange, you can now submit your loan forgiveness application. Please note, this is only for MECU loans, we cannot process loan forgiveness for other institutions. Apply for Loan Forgiveness About PPP Loan Forgiveness The Paycheck Protection Loan Forgiveness Program is part of the […] Continue…
The Internal Revenue Service (IRS) has begun issuing Economic Impact Payments (EIPs) as part of the CARES Act. Visit our FAQ page for more information about EIPs and the CARES Act. EIPs are based on 2018 and 2019 tax filings. Individuals who did not file for electronic returns for 2018 or 2019 filings will not […] Continue…
Who needs a budget anyway? If you’re always wondering how you’re going to pay the next bill, feel guilty when you indulge in overpriced treats and you can’t seem to find money to put into savings, then you probably need a budget. A budget is not a magic potion that will automatically solve all of […] Continue…
Q: Do I need to have a separate rainy day fund and emergency fund? A: In an effort to simplify their money, people sometimes consolidate accounts. This is OK in many instances, but it’s important to remember that rainy day funds and emergency funds serve different purposes. Additionally, it’s important to have not just one, […] Continue…
You might approach your student loan the same way you approach those term papers: If you don’t think about them, they can’t really stress you out. Unfortunately, just like those papers you’ll eventually have to write, your student loan debt isn’t going anywhere. If you’ve borrowed the funds from a private lender, like [credit union], […] Continue…
Mark your calendar for Member Appreciation Days 2019! Cool off this summer with a refreshing loaded tea from Whynot Nutrition! Loaded teas are both delicious and healthy, with less than 25 calories, 5 carbs, and 0 sugar. They’re also LOADED with vitamins and caffeine to give you the perfect boost of energy. A caffeine-free option will also be available that […] Continue…
Falling victim to identity theft can severely affect your credit report, making it difficult for you to get a loan, buy a house or land a job. Fortunately, there are many precautions you can take to ensure the protection of your identity. Here are some things you can do to protect your personal information: […] Continue…