Credit Cards from Members Exchange
At Members Exchange, you can expect the best, and that’s why we offer a variety of credit cards to meet your needs. Whether you carry a balance each month or want to be rewarded for everyday spending, we have a credit card that is right for you. Save money with our low interest rates and no annual fees! If you have a Members Exchange Visa® Credit Card, you can now enroll in the new smsGuardian anti-fraud text alert notification service, which sends transaction alerts directly to your mobile phone or other SMS-enabled device.
Visa® Platinum Credit Card
- Low ongoing rate to save you money on everything you buy.
- Save with an introductory 0% APR* on balance transfers for the first 6 billing cycles after your account is opened. Learn more about our Credit Card Balance Transfer.
- After the introductory rate expires, continue saving with a variable interest rate as low as 11.25% APR based on the Prime Rate depending on how you meet our credit criteria.
Visa® Rewards Credit Card
- Choose from cash rewards, gift cards, travel discounts and more! Read more about Exchange Rewards.
- Save with an introductory 0% APR* on balance transfers for the first 6 billing cycles after your account is opened. Click here to save by transferring your balance today.
- Enjoy a variable interest rate as low as 14.25% APR based on the Prime Rate depending on how you meet our credit criteria.
EMV Chip Cards
All Members Exchange credit cards come with EMV chip technology. These small chips safely and securely store and transfer data. Click here to learn more about EMV Chip cards.
Visa® Account Updater
New card? No problem. Visa® now makes life easier when you receive a new card. Click here to learn more about Visa Account Updater.
Notice: Due to an increase in Credit Card fraud, Members Exchange has blocked all Foreign Country credit card transactions to avoid security risks to your account. If you will be traveling abroad and need to use your credit card during a specified time period, please contact us at 601-922-3350. We apologize for any inconvenience.
*For additional information about Annual Percentage Rates (APRs), fees and other costs, please see our credit card disclosure and credit card agreement. APR=Annual Percentage Rate. The rate is variable and is based on the Prime Rate published in the Wall Street Journal. The rate is subject to change quarterly. Members Exchange VISA® Platinum and Rewards credit card subject to credit application and approval.
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