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Student Loans

The Members Exchange Smart Option Student Loan by Sallie Mae®

Now you can pay for college the smart way – with competitive interest rates and three great repayment options. This special loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

The Smart Option Student Loan features and benefits:

  • No origination fee and no prepayment penalty
  • Multiple in-school repayment options
  • Choice of competitive fixed and variable interest rates
  • Rates that reward creditworthy borrowers
  • Benefits and an interest rate reduction available
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists

Learn more and apply