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Share & IRA Certificate Rates

Invest safely in our fixed-rate Share and IRA Certificate options.

Use our calculators to estimate your savings with Share and IRA Certificates.

Share & IRA
Certificate Terms
Rate Type Minimum Opening Balance Minimum Earning Balance Dividend Rate Annual Percentage Yield
3 Months Fixed $500 $500 0.598% 0.60%
6 Months Fixed $500 $500 0.698% 0.70%
6 Months Fixed $2,500 $2,500 0.747% 0.75%
6 Months Fixed $10,000 $10,000 0.797% 0.80%
6 Months Fixed $25,000 $25,000 0.847% 0.85%
6 Months Fixed $50,000 $50,000 0.896% 0.90%
12 Months Fixed $500 $500 1.292% 1.30%
12 Months Fixed $2,500 $2,500 1.342% 1.35%
12 Months Fixed $10,000 $10,000 1.391% 1.40%
12 Months Fixed $25,000 $25,000 1.440% 1.45%
12 Months Fixed $50,000 $50,000 1.490% 1.50%
24 Months Fixed $500 $500 1.490% 1.50%
24 Months Fixed $2,500 $2,500 1.539% 1.55%
24 Months Fixed $10,000 $10,000 1.588% 1.60%
24 Months Fixed $25,000 $25,000 1.638% 1.65%
24 Months Fixed $50,000 $50,000 1.687% 1.70%
36 Months Fixed $500 $500 1.884% 1.90%
36 Months Fixed $2,500 $2,500 1.933% 1.95%
36 Months Fixed $10,000 $10,000 1.982% 2.00%
36 Months Fixed $25,000 $25,000 2.031% 2.05%
36 Months Fixed $50,000 $50,000 2.080% 2.10%
48 Months Fixed $500 $500 1.982% 2.00%
48 Months Fixed $2,500 $2,500 2.031% 2.05%
48 Months Fixed $10,000 $10,000 2.129% 2.15%
48 Months Fixed $25,000 $25,000 2.178% 2.20%
48 Months Fixed $50,000 $50,000 2.227% 2.25%
60 Months Fixed $500 $500 2.178% 2.20%
60 Months Fixed $2,500 $2,500 2.227% 2.25%
60 Months Fixed $10,000 $10,000 2.276% 2.30%
60 Months Fixed $25,000 $25,000 2.325% 2.35%
60 Months Fixed $50,000 $50,000 2.374% 2.40%

All Savings and Loans Rates


Please call Members Exchange at 601-922-3350 to obtain the most current rate information.