Right arrow chevron-right chevron-left Live
Chat

Click here for our response to COVID-19.

Woman in a white tank with a turtleneck leans over a kitchen counter among pineapples and squash and looks down at a clipboard.

Share & IRA Certificate Rates

Invest safely in our fixed-rate Share and IRA Certificate options.

Use our calculators to estimate your savings with Share and IRA Certificates.

Share & IRA
Certificate Terms
Rate Type Minimum Opening Balance Minimum Earning Balance Dividend Rate Annual Percentage Yield
3 Months Fixed $500 $500 0.10% 0.10%
6 Months Fixed $500 $500 0.15% 0.15%
6 Months Fixed $2,500 $2,500 0.20% 0.20%
6 Months Fixed $10,000 $10,000 0.25% 0.25%
6 Months Fixed $25,000 $25,000 0.30% 0.30%
6 Months Fixed $50,000 $50,000 0.349% 0.350%
6 Months Fixed $100,000 $100,000 0.349% 0.350%
6 Months Fixed $250,000 $250,000 0.349% 0.350%
12 Months Fixed $500 $500 0.449% 0.450%
12 Months Fixed $2,500 $2,500 0.499% 0.500%
12 Months Fixed $10,000 $10,000 0.549% 0.550%
12 Months Fixed $25,000 $25,000 0.598% 0.600%
12 Months Fixed $50,000 $50,000 0.648% 0.650%
12 Months Fixed $100,000 $100,000 0.648% 0.650%
12 Months Fixed $250,000 $250,000 0.648% 0.650%
24 Months Fixed $500 $500 0.499% 0.500%
24 Months Fixed $2,500 $2,500 0.549% 0.550%
24 Months Fixed $10,000 $10,000 0.598% 0.600%
24 Months Fixed $25,000 $25,000 0.648% 0.650%
24 Months Fixed $50,000 $50,000 0.698% 0.700%
24 Months Fixed $100,000 $100,000 0.698% 0.700%
24 Months Fixed $250,000 $250,000 0.698% 0.700%
36 Months Fixed $500 $500 0.549% 0.550%
36 Months Fixed $2,500 $2,500 0.598% 0.600%
36 Months Fixed $10,000 $10,000 0.648% 0.650%
36 Months Fixed $25,000 $25,000 0.698% 0.700%
36 Months Fixed $50,000 $50,000 0.747% 0.750%
36 Months Fixed $100,000 $100,000 0.747% 0.750%
36 Months Fixed $250,000 $250,000 0.747% 0.750%
48 Months Fixed $500 $500 0.648% 0.650%
48 Months Fixed $2,500 $2,500 0.698% 0.700%
48 Months Fixed $10,000 $10,000 0.747% 0.750%
48 Months Fixed $25,000 $25,000 0.797% 0.800%
48 Months Fixed $50,000 $50,000 0.847% 0.850%
48 Months Fixed $100,000 $100,000 0.847% 0.850%
48 Months Fixed $250,000 $250,000 0.847% 0.850%
60 Months Fixed $500 $500 0.698% 0.700%
60 Months Fixed $2,500 $2,500 0.747% 0.750%
60 Months Fixed $10,000 $10,000 0.797% 0.800%
60 Months Fixed $25,000 $25,000 0.847% 0.850%
60 Months Fixed $50,000 $50,000 0.896% 0.900%
60 Months Fixed $100,000 $100,000 0.896% 0.900%
60 Months Fixed $250,000 $250,000 0.896% 0.900%

All Savings and Loans Rates


Please call Members Exchange at 601-922-3350 to obtain the most current rate information.