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Share & IRA Certificate Rates

Invest safely in our fixed-rate Share and IRA Certificate options.

Use our calculators to estimate your savings with Share and IRA Certificates.

Share & IRA
Certificate Terms
Rate Type Minimum Opening Balance Minimum Earning Balance Dividend Rate Annual Percentage Yield
3 Months Fixed $500 $500 0.30% 0.31%
6 Months Fixed $500 $500 0.40% 0.41%
6 Months Fixed $2,500 $2,500 0.45% 0.45%
6 Months Fixed $10,000 $10,000 0.50% 0.50%
6 Months Fixed $25,000 $25,000 0.55% 0.55%
6 Months Fixed $50,000 $50,000 0.60% 0.60%
12 Months Fixed $500 $500 0.50% 0.52%
12 Months Fixed $2,500 $2,500 0.55% 0.55%
12 Months Fixed $10,000 $10,000 0.60% 0.60%
12 Months Fixed $25,000 $25,000 0.65% 0.65%
12 Months Fixed $50,000 $50,000 0.70% 0.70%
24 Months Fixed $500 $500 .80% .82%
24 Months Fixed $2,500 $2,500 .85% .86%
24 Months Fixed $10,000 $10,000 .90% .90%
24 Months Fixed $25,000 $25,000 .95% .95%
24 Months Fixed $50,000 $50,000 1.00% 1.00%
36 Months Fixed $500 $500 1.15% 1.17%
36 Months Fixed $2,500 $2,500 1.20% 1.21%
36 Months Fixed $10,000 $10,000 1.25% 1.26%
36 Months Fixed $25,000 $25,000 1.30% 1.31%
36 Months Fixed $50,000 $50,000 1.35% 1.36%
48 Months Fixed $500 $500 1.25% 1.27%
48 Months Fixed $2,500 $2,500 1.30% 1.31%
48 Months Fixed $10,000 $10,000 1.35% 1.36%
48 Months Fixed $25,000 $25,000 1.40% 1.41%
48 Months Fixed $50,000 $50,000 1.45% 1.46%
60 Months Fixed $500 $500 1.50% 1.52%
60 Months Fixed $2,500 $2,500 1.55% 1.56%
60 Months Fixed $10,000 $10,000 1.60% 1.61%
60 Months Fixed $25,000 $25,000 1.65% 1.66%
60 Months Fixed $50,000 $50,000 1.70% 1.71%

All Savings and Loans Rates


Please call Members Exchange at 601-922-3350 to obtain the most current rate information.