Right arrow chevron-right chevron-left Live
Chat

Click here for our response to COVID-19.

Click here to apply for a Paycheck Protection Program (PPP) Loan.

Woman in a white tank with a turtleneck leans over a kitchen counter among pineapples and squash and looks down at a clipboard.

Share & IRA Certificate Rates

Invest safely in our fixed-rate Share and IRA Certificate options.

Change-In-Terms Notice Effective June 30, 2020.

Use our calculators to estimate your savings with Share and IRA Certificates.

Share & IRA
Certificate Terms
Rate Type Minimum Opening Balance Minimum Earning Balance Dividend Rate Annual Percentage Yield
3 Months Fixed $500 $500 0.150% 0.15%
6 Months Fixed $500 $500 0.200% 0.20%
6 Months Fixed $2,500 $2,500 0.250% 0.25%
6 Months Fixed $10,000 $10,000 0.300% 0.30%
6 Months Fixed $25,000 $25,000 0.349% 0.35%
6 Months Fixed $50,000 $50,000 0.399% 0.40%
6 Months Fixed $100,000 $100,000 0.549% 0.55%
6 Months Fixed $250,000 $250,000 0.598% 0.60%
12 Months Fixed $500 $500 0.499% 0.50%
12 Months Fixed $2,500 $2,500 0.549% 0.55%
12 Months Fixed $10,000 $10,000 0.598% 0.60%
12 Months Fixed $25,000 $25,000 0.648% 0.65%
12 Months Fixed $50,000 $50,000 0.698% 0.70%
12 Months Fixed $100,000 $100,000 0.648% 0.65%
12 Months Fixed $250,000 $250,000 0.698% 0.70%
24 Months Fixed $500 $500 0.698% 0.70%
24 Months Fixed $2,500 $2,500 0.747% 0.75%
24 Months Fixed $10,000 $10,000 0.797% 0.80%
24 Months Fixed $25,000 $25,000 0.847% 0.85%
24 Months Fixed $50,000 $50,000 0.896% 0.90%
24 Months Fixed $100,000 $100,000 0.847% 0.85%
24 Months Fixed $250,000 $250,000 0.896% 0.90%
36 Months Fixed $500 $500 0.747% 0.75%
36 Months Fixed $2,500 $2,500 0.797% 0.80%
36 Months Fixed $10,000 $10,000 0.847% 0.85%
36 Months Fixed $25,000 $25,000 0.896% 0.90%
36 Months Fixed $50,000 $50,000 0.946% 0.95%
36 Months Fixed $100,000 $100,000 0.896% 0.90%
36 Months Fixed $250,000 $250,000 0.946% 0.95%
48 Months Fixed $500 $500 0.847% 0.85%
48 Months Fixed $2,500 $2,500 0.896% 0.90%
48 Months Fixed $10,000 $10,000 0.946% 0.95%
48 Months Fixed $25,000 $25,000 0.995% 1.00%
48 Months Fixed $50,000 $50,000 1.045% 1.05%
48 Months Fixed $100,000 $100,000 0.995% 1.00%
48 Months Fixed $250,000 $250,000 1.045% 1.05%
60 Months Fixed $500 $500 0.946% 0.95%
60 Months Fixed $2,500 $2,500 0.995% 1.00%
60 Months Fixed $10,000 $10,000 1.045% 1.05%
60 Months Fixed $25,000 $25,000 1.094% 1.10%
60 Months Fixed $50,000 $50,000 1.144% 1.15%
60 Months Fixed $100,000 $100,000 1.094% 1.10%
60 Months Fixed $250,000 $250,000 1.144% 1.15%

All Savings and Loans Rates


Please call Members Exchange at 601-922-3350 to obtain the most current rate information.