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An older Asian couple sit on a white living room couch and smile at a laptop screen while she holds a blue credit card.

Balance Transfers

  • No Annual Fee
  • Credit lines up to $10,000
  • FREE, 24/7 online access through Home, Mobile, and Audio
  • 25-day grace period on purchases
  • Introductory 0% APR* on balance transfers for the first 6 billing cycles
  • And more!

Apply for a NEW Members Exchange VISA® Credit Card* and transfer a balance today!

*Balance transfer fees may apply. Please see our credit card disclosure.

Additional Benefits Include:

Convenience Checks

Convenience Checks make it easy to transfer a balance to your existing Members Exchange credit card. Simply use the checks to pay off your high-rate credit cards.

Convenience Check Request (existing customers only)

To request your checks, please complete and submit the following form. Once checks are requested, they will be mailed to the address we have on file within 7 business days. You can request up to four (4)  convenience checks at a time.


*APR = Annual Percentage Rate. APR will be 11.25% to 20.75% based on creditworthiness. APR is variable and will adjust with market based on the Prime Rate. The rate is subject to change quarterly. Members Exchange VISA® Platinum and Rewards credit card subject to credit application and approval. For additional information about Annual Percentage Rates (APRs), fees and other costs, please see our credit card disclosure and credit card agreement.

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