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Reach Your Savings Goals with MECU

MECU is fully committed to your financial future and provide savings account solutions that help you thrive. We take the time to get to know you and understand your personal situation. We embrace your goals as our own, doing everything we can to help you make the most of your money.

Whether you’re saving for a home, a holiday shopping spree, or a way to get your children into the habit of saving money, we’ve got an account just for you.

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And you can invest with confidence, knowing that your accounts are insured up to at least $250,000 through the National Credit Union Administration (NCUA), an independent agency of the U.S. Government.

Regular Savings Accounts

Our Regular Savings account is a great savings tool, and the minimum share value in the account is only $1.00. Dividends are compounded quarterly. An average daily balance of $500 is required to obtain the disclosed Annual Percentage Yield. Accounts for children under the age of 18 will earn dividends for balances under $500. This membership account grants you ownership and voting privileges in Members Exchange.

First-Time Homebuyer Savings Accounts

Brand new in 2018, the First-Time Homebuyer Savings Account is a great opportunity for Mississippians to take advantage of tax savings while saving to buy their first home. Click here to read more about the First-Time Homebuyer Savings Account Program.

Money Market Accounts

For years, Money Market accounts have been the perfect way to earn a higher return on your investment without the risks associated with the stock market. Our money market accounts offer exclusive member advantages, complete liquidity and convenient withdrawal access!

The minimum to open and to earn dividends is $2,500.00. No service fee if required minimum balance is maintained. Dividends are compounded and paid quarterly on the average daily balance.*

Share Certificates

Before you shop around for certificate rates, check with Members Exchange! We offer our members the highest rates available for terms of 3 to 60 months. A low $500 minimum deposit lets you maximize your yield with the complete security of NCUA insurance. You’ll also enjoy an interest rate that’s guaranteed throughout the term and interest that is paid monthly.*

Vacation and Holiday Savings Accounts

Our Vacation Club Savings and Holiday Savings Accounts are designed to help you save for those special times when you need a little extra money.

You can open either of these accounts at anytime of the year. Dividends are compounded quarterly and an average daily balance of $500 is required to obtain the disclosed Annual Percentage Yield.*

Click to See Our Savings Rates