Credit Insurance and Additional Insurance Options
Protection when it matters… We are here to help!
In your time of need, our claims process is simple for covered events. If you elected Credit Life or Disability Insurance on your loan, use this online claim process to file your insurance claim quickly and easily.
To begin, please fill out a claim form here.
If you prefer, call 1.800.621.6323 to begin the process, and a TruStage™ claims specialist will assist you.
NOTE: *Please use Chrome/Fox/Edge browser when clicking on the link
Credit Insurance may make your loan payments when you can’t.
Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan payments against the unexpected, such as a disability or covered life event, including dismemberment and terminal illness, could help you protect more than your finances. It could help lighten the burden for the people you care about. Insure your loan today so you can worry a little less about tomorrow.
There’s no way to predict an injury, illness, or other unexpected life events. You can take steps to protect your family if the unforeseen happens. Credit disability and credit life insurance may help reduce or pay off your covered loan or insure your loan, up to the policy maximum, in the event of a covered life event, injury, illness, or death.
You decide which payments you want to protect, and the monthly premium may be added to your loan. Coverage is designed to fit your lifestyle, it is totally voluntary, and it won’t affect your loan approval. It’s simple to apply for individual or joint coverage. You can sign up for credit insurance at your loan closing, or anytime you’d like.
TruStage™ Insurance Options
No-Cost Accidental Death & Dismemberment Insurance
Call Members Exchange at 800.748.9459 to find out more.
Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company (Home Office: Waverly, IA), is optional to purchase and will not affect your application for credit or the terms of and credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Group Policy for a full explanation of the terms. Base Policy Nos. CI-MP-POL, CI-SP-POL, B3a-830-0996, B3a-800-0695, B3a-800-0288, CI-MO-CE-POL; CI-MP-OE-CC-POL; CI-MP-OE-POL; B3a-800-0992.
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