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Jumbo Certificate Rates

Invest safely in our fixed-rate Jumbo Share and IRA Certificate options.

Use our calculators to estimate your savings with Jumbo Share and IRA Certificates.

Interested in a Rate Match? See details at the bottom of this page.

Share & IRA
Certificate Terms
Rate Type Minimum Opening Balance Minimum Earning Balance Dividend Rate Annual Percentage Yield
6 Months Fixed $100,000 $100,000 1.243% 1.250%
12 Months Fixed $100,000 $100,000 1.736% 1.750%
24 Months Fixed $100,000 $100,000 1.834% 1.850%
36 Months Fixed $100,000 $100,000 1.933% 1.950%
48 Months Fixed $100,000 $100,000 2.031% 2.050%
60 Months Fixed $100,000 $100,000 2.129% 2.150%

RATE MATCH ALERT – Find a better rate somewhere else?  MECU will not only match that rate, but we will give you an additional .10%.* We match rates and terms for all share certificates (CDs) to include advertised specials.  Call or visit us today!

All Savings and Loans Rates


Please call Members Exchange at 601-922-3350 to obtain the most current rate information.