Finance Your ATV & UTV with Ease at MECU ATVs and UTVs (all-terrain vehicles, or utility terrain vehicles) are great for work and recreation alike; however, they can sometimes cost a pretty penny and financing may be necessary. You know that you want an ATV or UTV, but how will you finance it? It’s easier […] Continue…
You’ve got a great business idea and can’t wait to get started, so how do you know when the time is right to apply for a business loan? Whether you’re buying equipment, paying for supplies, or expanding your business, securing a business loan or SBA loan may be a lucrative investment for your business. What […] Continue…
Back-to-school season is here, and you’ve got a lot on your plate. You’re trying to get that last-minute shopping done for your kids, or perhaps yourself, but you also know you’ll need to maintain rent or mortgage payments and save up for next semester’s tuition and books. What is a back-to-school loan? A back-to-school loan […] Continue…
Did you know? July is #LoveMyCU month! Many people these days are moving away from traditional banks and making the switch to credit unions. What’s so appealing about credit unions? Here’s our list: Personal Ownership Most financial institutions are owned by stockholders who intend to make money from their investments. Credit unions like MECU take […] Continue…
What is an Actual Balance vs. an Available Balance? Your checking account has two kinds of balances: the “actual” balance and the “available” balance. Both can be checked when you review your account online, by mobile application, by phone, or by contacting the credit union. It is important to understand how the two balances work […] Continue…
Not all financial institutions are created equal. It may be within the status quo to join a bank, but if you’re someone who dreams beyond that, joining a credit union should be your next move. Credit unions serve many of the same purposes and offer similar products as banks, but when it comes to setting […] Continue…
Tips to Avoid Additional Fees and Save Money as a New Member of MECU So, you’ve just signed up as a member of Jackson’s preferred credit union. Continue your fee-free banking experience by following these helpful tips! Did you know that Members Exchange Credit Union offers a variety of services to our members that typically […] Continue…
What is a Personal Loan? A personal loan is an amount of money that a lender gives to a borrower. Borrowers can lend personal loans from banks, credit unions, or state-licensed lenders. The borrower has a certain period of time to pay back the loan plus interest accrued over time. The annual cost of credit, […] Continue…
Buying a home can be one of the most exciting or stressful times in your life. It is also likely the most expensive purchase you will make. Unless your cash flow is extensive, you’ll need to take out a home loan from a bank or credit union to help you finance the purchase you’ve been […] Continue…
20 Ways to Save This Christmas Love the holidays but hate the Santa sticker shock that follows? No need to spend your way into debt if you hack your Christmas finances with the following cost-effective tips. Keep costs down and make the holidays more meaningful by gifting your loved ones with personalized homemade presents. From […] Continue…