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Patriot Act

You Can Help Us in the War on Terrorism

The USA Patriot Act requires credit unions to take extra security precautions to help the government fight the funding of terrorism and money laundering activities. Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. These new procedures are designed to prevent crimes, such as identity theft and account fraud that terrorists commit to finance their operations against the U.S. and its citizens.

When an account is opened or changes, we ask for:

  • Your name
  • Address
  • Date of birth
  • Other information that will allow us to identify you

We may also ask to see your driver’s license or other identifying government issued documents. The definition of an account covers a broad range of regular financial transactions such as deposit, transaction, asset, or credit accounts or other extension of credit. The required verifications may be inconvenient for some but a strong deterrent for terrorists and other criminals.

You can rest assured that we will only request the information required by law and that we will use the information only for purposes of complying with the law. Your privacy is our top concern, and we will respect and protect it as always, consistent with the law’s requirements.

Thanks for your understanding and help in the critical effort. The war on terrorism will be fought on many fronts, and this is one of them.


If you have any questions about compliance with the Patriot Act or identification needed for opening or making changes to accounts, please contact us.