Balance transfers are a money-management strategy that can lead to big savings. Members Exchange’s credit cards with low APRs and balance transfer options allow you to consolidate your credit card balances and reduce what you have to pay in interest. If you’re thinking of transferring a balance, it’s important to get a full picture of […] Continue…
ATM and Branch Locations Members Exchange Branch Locations and Hours Main Office 601-922-3350 107 Marketridge Dr. Ridgeland, MS 39157 Office Hours: 9:00 am – 5:00 pm Monday- Friday Closed Saturdays Drive-thru Hours: 8:30 am – 5:00 pm Monday- Friday Byram, MS 601-922-3350 5640 I-55 South Frontage Rd. Byram, MS 39272 Office Hours: 9:00 am – […] Continue…
What is a CD special? A CD is a certificate of deposit with a higher-than-normal annual percentage yield (APY). Certificates of deposit are basically just savings accounts with a longer-term commitment. You lock in your cash for anywhere from six months to five years, and that money gets deposited into a higher interest rate than […] Continue…
Finance Your ATV & UTV with Ease at MECU ATVs and UTVs (all-terrain vehicles, or utility terrain vehicles) are great for work and recreation alike; however, they can sometimes cost a pretty penny and financing may be necessary. You know that you want an ATV or UTV, but how will you finance it? It’s easier […] Continue…
You’ve got a great business idea and can’t wait to get started, so how do you know when the time is right to apply for a business loan? Whether you’re buying equipment, paying for supplies, or expanding your business, securing a business loan or SBA loan may be a lucrative investment for your business. What […] Continue…
Back-to-school season is here, and you’ve got a lot on your plate. You’re trying to get that last-minute shopping done for your kids, or perhaps yourself, but you also know you’ll need to maintain rent or mortgage payments and save up for next semester’s tuition and books. What is a back-to-school loan? A back-to-school loan […] Continue…
Did you know? July is #LoveMyCU month! Many people these days are moving away from traditional banks and making the switch to credit unions. What’s so appealing about credit unions? Here’s our list: Personal Ownership Most financial institutions are owned by stockholders who intend to make money from their investments. Credit unions like MECU take […] Continue…
What is an Actual Balance vs. an Available Balance? Your checking account has two kinds of balances: the “actual” balance and the “available” balance. Both can be checked when you review your account online, by mobile application, by phone, or by contacting the credit union. It is important to understand how the two balances work […] Continue…
Not all financial institutions are created equal. It may be within the status quo to join a bank, but if you’re someone who dreams beyond that, joining a credit union should be your next move. Credit unions serve many of the same purposes and offer similar products as banks, but when it comes to setting […] Continue…
Tips to Avoid Additional Fees and Save Money as a New Member of MECU So, you’ve just signed up as a member of Jackson’s preferred credit union. Continue your fee-free banking experience by following these helpful tips! Did you know that Members Exchange Credit Union offers a variety of services to our members that typically […] Continue…