Don’t Let These Great Rates Pass You By!
Whether you’re already part of the Members Exchange family or you’re considering becoming a member, now is a great time to put your savings to work.
For a limited time, we’re offering special Share Certificate rates designed to help you earn more on your savings while keeping your funds invested for a set term.
Already a Member? Earn 4.25% APY for 6 Months!
Our 6-Month Share Certificate Special is available to existing Members Exchange members with a minimum opening deposit of $5,000.
6-Month Share Certificate Special
4.25% APY
$5,000 minimum deposit
This special offer is available through October 31, 2026, so don’t wait to take advantage of this opportunity to grow your savings.
Whether you’re saving for a future purchase, building your financial cushion, or simply looking for an opportunity to earn more on money you already have saved, a Share Certificate can be a great way to put those funds to work.
New to Members Exchange? Start with 4.35% APY!
If you’re a new member, you can take advantage of our 8-Month New Member Share Certificate Special with a minimum opening deposit of just $500.
New Member 8-Month Share Certificate Special
4.35% APY
$500 minimum deposit
And there’s an opportunity to earn even more.
Boost Your Rate to 4.50% APY!
New members who open a checking account and establish a qualifying direct deposit within 60 days can increase their Share Certificate rate to an impressive 4.50% APY.
Qualifying direct deposits include electronic deposits of payroll, pension, Social Security, or other recurring benefits via ACH. The qualifying deposit must be made into the new checking account.
That means you can take advantage of a great Share Certificate rate while also getting more from your everyday banking relationship with Members Exchange.
Ready to Put Your Savings to Work?
Whether you’re an existing member looking for a short-term savings opportunity or you’re new to Members Exchange and ready to start your membership, our Share Certificate specials give you an opportunity to earn competitive returns on your savings.
Stop by a Members Exchange branch or contact us at 601.922.3350 today to learn more.
Annual Percentage Yield (APY) of 4.50% requires a checking account and qualifying direct deposit beginning within 60 days of membership opening, and those deposits must go into the new checking account. Qualifying direct deposit means electronic deposits of payroll, pension, Social Security, or other recurring benefits via ACH. If we do not receive Qualifying Direct Deposit within 60 days from the opening of the new membership account, your dividend rate will change from 4.50% to 4.35% beginning on the first business day of the month following the 60-day qualification period. The rate change applies only going forward. Dividends earned before that date at 4.50% will not be reduced or reversed. The 4.35% rate will then apply for the rest of the term. The minimum required opening deposit for the share certificate special is $500.00. Eligibility applies to new members who have not had a share or loan account with us in the last 30 days. Fees could reduce earnings on the account. This promotion can end at any time without prior notice. Some restrictions may apply.
Existing Member 6-Month Share Certificate Special: 4.25% APY with a minimum opening deposit of $5,000. New money only (can be combined with funds on deposit if at least a additional $5,000 is deposited) Offer ends October 31, 2026. Additional terms and restrictions may apply.
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