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MECU Members Choice Checking: Your Financial Companion

Let’s face it. It’s hard to find a checking account that truly aligns with your needs. And, when you do, it’s like discovering a gem. Enter Members Choice Checking at Members Exchange Credit Union (MECU) — not just a checking account but a financial companion designed to simplify and enhance your banking experience.

Navigating Financial Ease

In the world of banking, simplicity is gold. Members Choice Checking offers a range of features that set it apart from the rest. Imagine getting 2 FREE boxes of checks every year—a subtle yet significant detail that underscores the commitment to making your financial dealings seamless.

The beauty of this account unfolds as you explore its features: FREE online banking and bill pay, mobile banking, and e-statements. Apply for Members Choice Checking here and witness how it’s more than just a checking account.

Added Benefits for Your Financial Well-Being

Members Choice Checking doesn’t stop at the basics; it extends a helping hand into your financial well-being. Enjoy benefits like credit card protection, overdraft protection, identity theft insurance, a practical grocery coupon book, and various travel and entertainment discounts.

Guarding Your Finances: Overdraft Protection 

Life throws unexpected challenges, and your banking should be resilient. MECU’s Overdraft Protection Options stand as guardians against financial surprises:

  1. Occasional Overdraft Privilege Service (OOPS!): An ingenious service that considers paying items even when your account lacks sufficient funds, avoiding automatic returns of unpaid items. Dive into the details here.
  2. Transfer from Another Account: Authorize fund transfers to cover overdrafts, either incurring a small fee or none, depending on your checking account type.
  3. Open-End Line of Credit: If you have a line of credit with MECU, authorize advances to cover overdrafts, ensuring a financial safety net.

Financial Mastery: Online Banking and Bill Pay

Paying bills can be tedious, but not with MECU’s Online Bill Pay. It’s not just about payments; it’s about simplifying your financial life. Manage and pay your bills securely in one place, set up recurring payments, and receive timely reminders. MECU’s online banking system is your gateway to real-time account information. From viewing balances to accessing e-statements, making online loan payments to paying bills, the online platform simplifies your financial management. Log in here to experience digital financial mastery.

Mobile Convenience Redefined

The world moves fast, and so should your banking. That’s where the MECU Anywhere Mobile App becomes your financial companion. Its features are a testament to modern banking convenience:

  • Mobile Check Deposit: No more trips to the branch to deposit checks. Sign the back, select an account, snap a picture, and submit.
  • Access Your FICO® Score: Keeping tabs on your credit health is vital. Access your FICO® Score for free, updated quarterly.
  • Fingerprint Authentication: Your thumb becomes your password, adding a layer of security unique to you.
  • Quick Balance Feature: Enable this optional feature to view account balances without logging in.
  • Mobile Payments: Seamlessly make payments via Apple Pay, Google Pay, and Samsung Pay.
  • Card Controls and Travel Notices: Take control of your cards. Freeze and unfreeze them if misplaced. Set travel notices for uninterrupted usage when you’re on the move.
  • ATM Limits: Adjust your daily ATM withdrawal limit as per your needs, up to $1,500.
  • e-Statements: Review your statements conveniently through the mobile app.

Mobile banking is no longer a luxury; it’s a necessity. MECU Anywhere’s Mobile App transforms your phone into a financial hub. From mobile check deposit to FICO® Score access, it’s about innovation at your fingertips. Dive into the app and learn more about its features here.

MECU is Your Financial Gateway

Members Choice Checking is not just an account; it’s your gateway to financial empowerment. Apply now and open the door to straightforward banking. To delve deeper and stay informed, explore our blog. And, If you have questions or need assistance, contact us. Your financial success is our priority. In the complex world of finance, let MECU be your guiding light. Contact our dedicated team during business hours at 601-922-3350 or toll-free at 1-800-748-9459 for any inquiries or to discuss how we can assist you with your college planning and financing needs.


Disclaimer: The information provided in this blog is for educational purposes only and does not constitute financial advice. Interest rates, terms, and eligibility criteria are subject to change. Please consult a qualified financial professional before making any financial decisions.