Don’t Let These Great Rates Pass You By! Whether you’re already part of the Members Exchange family or you’re considering becoming a member, now is a great time to put your savings to work. For a limited time, we’re offering special Share Certificate rates designed to help you earn more on your savings while keeping […] Continue…
Holiday Savings Plan: Why September Is the Time to Start The holiday season may still feel a few months away, but September is one of the best times to start preparing financially. Gifts, travel, meals, decorations, events, charitable giving, and other year-end expenses can add up quickly. When those costs arrive all at once, it […] Continue…
For a limited time, MEFCU will pay up to $1,000 in closing costs on a home equity line of credit!* Use your Home Equity Line of Credit whenever for whatever! Consolidate Debt Home Repairs Dream Vacation Pay for College Unexpected Medical Expenses Anything you want! Our Home Equity plan offers a discounted rate for the […] Continue…
Opening a first checking account is an important financial milestone. Whether a student is starting high school, preparing for college, working a first job, or learning to manage money more independently, a checking account can help build real-world financial confidence. A checking account makes it easier to deposit money, use a debit card, pay for […] Continue…
Back-to-school season can be exciting, but it can also bring extra expenses that add up quickly. Between school supplies, clothes, technology, activity fees, lunches, transportation, and unexpected classroom needs, many families find themselves spending more than planned. The good news is that a little preparation can make the season feel much more manageable. A back-to-school […] Continue…
Have you ever started a budget with good intentions, only to fall off track a few weeks later? If so, you’re not alone. Many people assume they’re bad with money when their budget stops working, but the real issue is often the system behind it. A budget can tell you where your money should go, […] Continue…
Even the most well-planned budget needs updates as your spending changes. Whether your expenses increase due to seasonal costs, lifestyle changes, or unexpected bills, knowing how to adjust your budget can help you stay in control without starting over. At Members Exchange Federal Credit Union (MEFCU), we believe your budget should reflect your real life. […] Continue…
Tax season is often framed around what to do with your refund,but many of the most costly mistakes happen before you ever submit your return. From waiting too long to file to overpaying for tax preparation, the decisions you make early can impact both your finances and your peace of mind. At Members Exchange Federal […] Continue…
Unexplained charges on your credit or debit card can be very inconvenient to deal with. Paying close attention to transactions will help you to detect these discrepancies early so that you can dispute them as soon as you notice anything suspicious. We recommend that you take the following steps to dispute unknown transactions: Step 1: Verify […] Continue…
Managing multiple debts can feel like spinning plates: different due dates, different interest rates, and monthly payments that don’t seem to move the needle. Debt consolidation (sometimes called loan consolidation) can be a smart way to simplify repayment by rolling eligible balances into one monthly payment—but it works best when it’s paired with a clear […] Continue…