Identity theft can occur when an individual obtains personal information, such as your social security number, date of birth, address, and financial account numbers. Once this information is collected, the thieves will assume or take on your identity, allowing them to purchase items or obtain credit illegally. While identity theft can happen to anyone, there […] Continue…
Who needs a budget anyway? If you’re always wondering how you’re going to pay the next bill, feel guilty when you indulge in overpriced treats and you can’t seem to find money to put into savings, then you probably need a budget. A budget is not a magic potion that will automatically solve all of […] Continue…
Q: Do I need to have a separate rainy day fund and emergency fund? A: In an effort to simplify their money, people sometimes consolidate accounts. This is OK in many instances, but it’s important to remember that rainy day funds and emergency funds serve different purposes. Additionally, it’s important to have not just one, […] Continue…
We are partnering with WLBT to host a Coat Drive, Operation Warmth, for We Will Go. We will be accepting donations through January 6. You can drop off your donations at any MECU branch or We Will Go. Donation Items Accepting gently used or new… Coats Scarves Gloves Hats Shoes Socks (new only) Blankets Continue…
Mega e-tailers, like Amazon and Walmart, may monopolize online commerce, but it’s the small businesses across the country that keep the economy going. In fact, according to the Small Business Administration (SBA), the 28 million small businesses in America account for 54 percent of all sales in the country. Small businesses create jobs, build a […] Continue…
Each year, fraudsters find new ways to trick people and financial institutions out of money. Whether its an imposter scam – impersonating a love interest, a grandchild, debt collector, etc. – or stealing someone’s identity, these fraudsters know how to pull it off. While some of these scams involve new tricks, many have been around […] Continue…
Source: MyCreditUnion.gov The Federal Credit Union Act was enacted during the depths of the Great Depression, in 1934. The law enabled credit unions to be organized throughout the United States under charters approved by the federal government. The purpose of the federal law was to make credit available to Americans and promote thrift through a […] Continue…
You might approach your student loan the same way you approach those term papers: If you don’t think about them, they can’t really stress you out. Unfortunately, just like those papers you’ll eventually have to write, your student loan debt isn’t going anywhere. If you’ve borrowed the funds from a private lender, like [credit union], […] Continue…
Mark your calendar for Member Appreciation Days 2019! Cool off this summer with a refreshing loaded tea from Whynot Nutrition! Loaded teas are both delicious and healthy, with less than 25 calories, 5 carbs, and 0 sugar. They’re also LOADED with vitamins and caffeine to give you the perfect boost of energy. A caffeine-free option will also be available that […] Continue…
Falling victim to identity theft can severely affect your credit report, making it difficult for you to get a loan, buy a house or land a job. Fortunately, there are many precautions you can take to ensure the protection of your identity. Here are some things you can do to protect your personal information: […] Continue…