Right arrow chevron-right chevron-left


Closeup of a laptop keyboard with other devices nearby as well as classes, notebooks, and pens.


Actual Balance vs. Current Balance | Members Exchange Credit Union | MECU | Credit Union in Jackson, MS | Credit Union in Byram, MS | Credit Union in Pearl, MS

What is My Actual Balance vs. Current Balance?

What is an Actual Balance vs. an Available Balance? Your checking account has two kinds of balances: the “actual” balance and the “available” balance. Both can be checked when you review your account online, by mobile application, by phone, or by contacting the credit union. It is important to understand how the two balances work […] Continue…

Christmas Stocking give a way

Enter to win a Giant Christmas Stocking!

Participate in MECU’s Christmas Giveaway by visiting one of our three branches before December 17th! You will be entered to win a Giant Christmas Stocking! One winner will be chosen from each branch. Winner’s will be contacted before Christmas to pick up their prize. Continue…

Brighter tomorrows start today

Response to COVID-19

To Our Valued Members, Our management team continues to monitor the development of COVID-19 through the Centers for Disease Control (CDC), World Health Organization (WHO) and the MS Department of Health (MSDH). We are taking every precaution to keep a clean environment for our employees and members. We want you to know that we’re here […] Continue…

Group holding a large donation check

Operation Backpack Donates $1,200 for Local Students

Operation Backpack, sponsored by Members Exchange Credit Union, raised $1,200 for students who seek support from We Will Go Ministries. We Will Go will provide backpacks and school supplies for students from their Camp Hope summer program who will need assistance with school work during the fall semester. Due to some schools choosing virtual classes […] Continue…

Apply for PPP loan forgiveness

Paycheck Protection Program Loan Forgiveness

Apply for Loan Forgiveness If you received a PPP Loan through Members Exchange, you can now submit your loan forgiveness application. Please note, this is only for MECU loans, we cannot process loan forgiveness for other institutions. Apply for Loan Forgiveness About PPP Loan Forgiveness The Paycheck Protection Loan Forgiveness Program is part of the […] Continue…

girl holding school books

All You Need to Know About Student Loan Changes During COVID-19

With unemployment levels rising and many employers cutting work hours, lots of college grads are now struggling to meet their student loan payments. Thankfully, the federal government has passed legislation to ease this burden. Unfortunately, though, many borrowers are confused about the terms and conditions of these changes. Here’s all you need to know about […] Continue…

treasury tax check with cash

Economic Impact Payments

The Internal Revenue Service (IRS) has begun issuing Economic Impact Payments (EIPs) as part of the CARES Act. Visit our FAQ page for more information about EIPs and the CARES Act. EIPs are based on 2018 and 2019 tax filings. Individuals who did not file for electronic returns for 2018 or 2019 filings will not […] Continue…

Hands holding phone with security lock icon overlaid on top

Beware of Scammers

With the ongoing events related to COVID-19, please beware of potential scams. Many fraudsters are pretending to be credible sources, such as the World Health Organization (WHO) and Johns Hopkins University. Most commonly, they are targeting victims through phishing emails, phone calls, text messages, and social media. To help protect yourself against fraudsters, do not […] Continue…

NCUA insurance image

Your Funds are Federally Insured by NCUA

As an NCUA-insured credit union, your accounts at Members Exchange are federally insured up to $250,000 by the National Credit Union Association (NCUA). NCUA is the independent federal agency created by the U.S. Congress to regulate, charter and supervise federal credit unions. Credit Union members have never lost a penny of insured savings at a […] Continue…

Glasses and social security card protect your identity

Protecting Yourself From Identity Theft

Identity theft can occur when an individual obtains personal information, such as your social security number, date of birth, address, and financial account numbers. Once this information is collected, the thieves will assume or take on your identity, allowing them to purchase items or obtain credit illegally. While identity theft can happen to anyone, there […] Continue…